Buying cryptocurrency with Taiwanese dollars (TWD) has never been easier, especially through MAX Exchange, one of Taiwan’s most trusted and compliant digital asset platforms. Whether you're looking to purchase Bitcoin (BTC), trade USDT (Tether), or transfer funds between international exchanges, MAX offers a seamless on-ramp for both beginners and experienced traders.
This comprehensive guide walks you through the step-by-step process of depositing TWD and crypto assets into MAX Exchange, explains fee structures, KYC requirements, and shares expert tips to minimize transaction costs—all while ensuring security and compliance.
Understanding MAX Exchange Deposit Methods
MAX Exchange supports two primary deposit methods, catering to different user needs:
- TWD Deposit: Transfer New Taiwan Dollars directly from your bank account to MAX’s designated trust account.
- Crypto Deposit: Deposit digital assets like USDT, BTC, or ETH via supported blockchain networks.
👉 Discover how to securely deposit funds and start trading today.
Does MAX Charge Deposit Fees?
One of the biggest advantages of using MAX is its zero deposit fee policy across both asset types:
| Deposit Method | Fee Details |
|---|---|
| TWD Deposit | No fee from MAX. Only standard bank transfer fees apply. |
| Crypto Deposit | No fee from MAX. Network (gas) fees are charged by the sending platform or wallet. |
This makes MAX one of the most cost-effective gateways for Taiwanese investors entering the crypto market.
MAX Deposit Limits and KYC Requirements
Your deposit capacity on MAX depends on your KYC (Know Your Customer) verification level:
- KYC Level 1: Enables crypto deposits only.
- KYC Level 2: Unlocks TWD deposits with a single transaction limit of up to NT$1.5 million. There is no daily or monthly cap, making it ideal for high-volume traders.
To maximize your flexibility, complete KYC Level 2 verification as soon as possible.
How to Deposit TWD into MAX Exchange (Step-by-Step)
Step 1: Access the TWD Deposit Page
Navigate to:
Wallet → TWD → Deposit
You’ll see the option to deposit New Taiwan Dollars directly into your MAX account.
Step 2: Transfer Funds via Bank Transfer
Click "Show Bank Account" to reveal your personalized deposit address—this links to MAX’s trust account at Far Eastern Bank.
Important Notes:
- You must use your registered bank account for transfers.
- Acceptable methods: Online banking or ATM transfer.
- In-person bank counter transfers are not accepted and will be refunded.
- Refund processing incurs a NT$15 cross-bank fee unless the banks match (currently Far Eastern Bank).
Transfers typically reflect in your MAX wallet within minutes.
Step 3: Buy Cryptocurrency with TWD
Once your TWD balance is confirmed, trade directly using TWD pairs such as:
- BTC/TWD
- ETH/TWD
- USDT/TWD
This method offers better exchange rates than credit card purchases and avoids excessive fees.
👉 Start trading Bitcoin and USDT with low fees and fast execution.
How to Deposit Cryptocurrency into MAX (e.g., USDT from Binance)
If you hold crypto on another exchange or wallet, you can transfer it to MAX for local TWD conversion or further trading.
Supported Blockchains for USDT
MAX supports USDT deposits across five major networks:
- Ethereum (ERC20)
- Tron (TRC20)
- Polygon
- Binance Smart Chain (BEP20)
- Arbitrum One
✅ Pro Tip: Use Arbitrum One for near-zero fees and fast confirmation times. It's widely supported and cost-efficient.
Step 1: Copy Your USDT Deposit Address
Go to:
Wallet → USDT → Deposit
Select your preferred network (e.g., Arbitrum One), then copy the deposit address.
Step 2: Withdraw from External Platform
On the sending platform (e.g., Binance), paste the address and ensure you select the same blockchain network.
⚠️ Mismatched networks may result in permanent fund loss.
Funds typically arrive within 5–10 minutes.
How to Reduce Trading and Withdrawal Fees on MAX
Use MAX Token for Fee Discounts
Holding MAX Token, the platform’s native utility token, unlocks significant savings:
- 50% discount on trading fees when used for fee payment.
- Daily trading fees are partially repurchased and distributed back to MAX holders.
- Eligible for staking rewards and VIP tier benefits.
To minimize risk, buy only the amount needed to cover expected fees.
Choose Low-Cost Blockchain Networks
Withdrawal fees vary by network:
| Blockchain | Approximate Fee |
|---|---|
| Ethereum (ERC20) | 5 USDT |
| Tron (TRC20) | 1.2 USDT |
| Polygon | 0.2 USDT |
| BSC (BEP20) | 0.2 USDT |
| Arbitrum One | 0 USDT |
Opting for Arbitrum One eliminates withdrawal fees entirely—ideal for frequent traders.
Upgrade to VIP Tier for Lower Fees
High-volume traders can qualify for VIP status based on:
- 30-day trading volume (in TWD)
- MAX Token staked
| VIP Level | 30-Day Volume | MAX Staked | Maker Fee (Promo) | Taker Fee |
|---|---|---|---|---|
| VIP 0 | – | – | 0.045% | 0.150% |
| VIP 3 | ≥30M TWD | ≥10,000 | 0.000% | 0.105% |
| VIP 5 | ≥300M TWD | ≥10,000 | 0.000% | 0.075% |
VIP members enjoy near-zero maker fees during promotional periods.
Frequently Asked Questions (FAQ)
Why Convert TWD to USDT on MAX?
Converting TWD to USDT on MAX before transferring to international exchanges offers several benefits:
- Stablecoin pricing reduces volatility risk during transfer.
- Lower fees compared to direct fiat deposits on global platforms.
- Broader trading options on exchanges like OKX, Bybit, or Kucoin.
It's a smart bridge between local banking and global crypto markets.
How Long Does a MAX Deposit Take?
- TWD deposits: Usually credited instantly via online banking (within minutes).
- Crypto deposits: Typically settle in 5–10 minutes, depending on network congestion.
Always double-check transaction hashes for confirmation.
What If My Deposit Fails?
Common causes include:
- Using an unregistered bank account
- Incorrect recipient details
- Choosing unsupported deposit methods (e.g., counter transfers)
If issues persist:
- Contact MAX support via app chat, phone: (02) 2722-1314
- Email: [email protected]
- Visit their physical branch for in-person assistance
How to Increase TWD Deposit Limits?
Standard bank transfer limits for non-designated accounts are:
- Single: NT$50,000
- Daily: NT$100,000
- Monthly: NT$200,000
To increase limits:
Add MAX’s receiving account as a pre-approved (agreed) beneficiary in your online banking system.
This can raise your per-transfer limit up to NT$2 million, facilitating smoother large-scale transactions.
Is MAX Exchange Legal and Safe?
Yes. MAX Exchange, operated by Maicoin Group (founded in 2013), is one of Taiwan’s earliest and most reputable crypto platforms. It complies with local financial regulations and uses segregated trust accounts for user funds.
As part of its regulatory commitment, MAX does not offer leveraged trading or derivatives to retail users—prioritizing safety over speculation.
Final Thoughts: Why MAX Is a Top Choice for Taiwanese Traders
MAX Exchange stands out as a secure, compliant, and user-friendly platform tailored for Taiwan-based investors. With direct TWD support, zero deposit fees, and integration with major blockchains, it simplifies the journey from local currency to global crypto opportunities.
Whether you're buying Bitcoin for long-term investment or moving USDT to an international exchange, MAX provides a reliable entry point backed by years of operational experience.
👉 Ready to begin your crypto journey? Securely deposit and trade on a trusted global platform.