Understanding how and when your earnings are settled on a cryptocurrency platform is essential for managing your digital assets effectively. On OKX, one of the world’s leading crypto exchanges, the settlement process varies depending on the type of activity you're engaged in — whether it's spot trading, futures contracts, mining, or crypto savings products. This guide breaks down OKX daily earnings settlement times, explains each category clearly, and helps you plan your financial moves with confidence.
Spot Trading Earnings Settlement
When you buy or sell cryptocurrencies like Bitcoin or Ethereum through spot trading, any profits from your transactions are considered spot trading earnings.
- Settlement Time: T+1 at 08:00 (UTC+8)
This means that gains from trades executed today will be credited to your account by 8:00 AM the next day, based on Beijing time.
For example, if you sell BTC for USDT at 3:00 PM on Monday, the proceeds will appear in your account by 8:00 AM on Tuesday. Note that weekends and holidays may delay settlement if they fall on non-trading days.
👉 Discover how to maximize your spot trading returns with real-time settlement insights.
Futures and Derivatives: Perpetual vs. Delivery Contracts
Trading derivatives such as perpetual and delivery contracts offers different settlement mechanisms tailored to short-term and long-term strategies.
Perpetual Contracts
- Settlement Type: Real-time
Profits and losses (PnL) from perpetual swaps are updated instantly as prices fluctuate. These are automatically reflected in your futures wallet balance without waiting for a specific settlement window.
This real-time model allows traders to monitor performance continuously and react quickly — ideal for day traders and scalpers.
Delivery Contracts
- Settlement Time: At contract expiration, 08:00 (UTC+8)
Unlike perpetuals, delivery contracts have a fixed maturity date. Upon expiry, all outstanding positions are settled, and profits are transferred to your main account balance.
If the settlement day falls on a weekend or holiday, processing will roll over to the next business day.
Crypto Mining Rewards Settlement
Participating in mining pools via OKX can generate passive income through block rewards and transaction fees.
- Settlement Timing: Varies by project
Mining payouts occur once the mining cycle concludes. The exact timing depends on the blockchain network’s difficulty, block confirmation speed, and the specific mining pool rules.
Always check the official announcement section of your chosen mining product for precise payout schedules. Some projects distribute earnings daily, while others do so weekly or monthly.
Crypto Savings & Staking Products
OKX offers flexible and fixed-term investment options under its crypto finance ecosystem, including flexible savings ("Liquid Staking") and fixed-term products ("Earn").
Flexible Savings (e.g., "Daily Earn")
- Settlement Frequency: Daily compounding
Interest accrues every 24 hours and is automatically added to your principal. You can withdraw funds at any time with minimal restrictions.
This model suits users seeking liquidity along with steady returns.
Fixed-Term Products (e.g., "Fixed Earn")
- Settlement Time: At maturity
Upon completion of the lock-up period — which could range from 7 to 180 days — both principal and interest are released into your account simultaneously.
Early redemption is typically not allowed, so ensure you're comfortable with the duration before investing.
Referral and Campaign Bonuses
Beyond trading and investing, OKX users can earn through referral programs and promotional campaigns.
Referral Rewards
- Settlement Trigger: After referred user completes qualifying actions (e.g., first trade or deposit)
Once the new user meets the required criteria, the referring user receives a bonus in the form of trading fee discounts or direct token payouts.
These are usually processed within hours but may take up to 24 hours during high-traffic periods.
Event-Based Promotions
- Settlement Time: As specified in event rules
Whether it's a trading volume challenge or NFT giveaway, reward distribution follows the timeline outlined in the campaign description.
Always read the terms carefully — some rewards may be distributed weekly or only after the entire event ends.
👉 Learn how to boost your passive income with high-yield crypto savings plans.
Important Notes About Settlement Timing
To avoid confusion, keep these key points in mind:
- All times referenced are in Beijing Time (UTC+8).
- If a settlement date lands on a weekend or public holiday, processing is delayed until the next business day.
- Technical maintenance, blockchain congestion, or unexpected outages may temporarily delay payouts. While rare, these factors are beyond OKX’s full control.
Frequently Asked Questions (FAQ)
Q: When will I see my spot trading profits in my account?
A: Spot trading gains are settled by 08:00 AM (UTC+8) the day after your trade. For example, Monday’s trades settle Tuesday morning.
Q: Are perpetual contract profits paid out hourly?
A: No formal payout occurs — PnL updates in real time and reflects instantly in your futures wallet. You can close positions anytime to realize gains.
Q: Can I withdraw my mining rewards immediately after they’re issued?
A: Yes, once credited to your mining or wallet account, funds are generally available for withdrawal unless subject to network confirmation delays.
Q: Do fixed-term staking products pay interest monthly?
A: No. Interest on fixed-term products is paid in full at maturity, not periodically. For ongoing interest payouts, consider flexible savings instead.
Q: Why haven’t I received my referral bonus yet?
A: The referred user must complete a qualifying action (like a minimum trade). Delays may also occur due to verification processes or system syncing.
Q: Is there a way to get faster settlements on OKX?
A: Settlement speeds depend on product design. However, using real-time instruments like perpetual contracts or flexible savings allows quicker access to earnings.
With a clear understanding of how OKX daily earnings settlement works across various financial products, you can better manage expectations and optimize your crypto strategy. Whether you're actively trading or building long-term wealth through staking and referrals, knowing when funds arrive helps improve cash flow planning and reduces uncertainty.
👉 Start earning today with seamless settlement and high-performance crypto tools.